Steve Gaito, CFP®

Steve Gaito, CFP®, is the director of My Retirement Education Center, the North Carolina-based educational resource for people wanting to learn about and prepare for retirement in an unbiased and pressure-free environment. With nearly 20 years in the financial planning industry, Steve has vast experience in developing retirement plans for nonprofit organizations, companies and individuals. He started My Retirement Education Center in early 2012 after noticing a community need for retirement information without a sales pitch. The organization aims to give people a foundation of retirement knowledge that will allow them to move forward with confidence.

Earlier in his career, Steve served as a retirement plan specialist and financial advisor at VALIC, the senior vice president of camping at YMCA of the Triangle and a financial planner at LPL Financial. In July of 2010, he stepped away from the brokerage business to focus on providing affordable personal finance guidance, founding Fee Only Planning NC, LLC, a registered investment advisory company that offers advice exclusively on an hourly only basis.

Steve is active in his church, serving as treasurer, and regularly travels internationally to provide business consultation and financial expertise to nonprofits. With his wife Madalyn, who he has been married to for 24 years, Steve also serves on the Appalachian State University Parent Association Board. He is passionate about teaching and connecting people, and loves spending time with his wife and three children, Meg, Smith and John.


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