Few decisions impact retirement like Social Security. With the current economy more people are opting to start social security at age 62. However, this isn’t always the best strategy. With people living longer and volatility in the stock market, it is more important than ever to consider all facts before deciding when to start taking Social Security – which will impact income for the rest of a person’s life as well as his or her spouse’s.
This class provides a basic overview of Social Security fundamentals, such as how it works as part of a complete retirement income plan, how to integrate a spouse’s income and how to manage cash flow to accommodate times before starting to receive benefits. Upon completion, participants will have a personalized analysis as well as a comparison chart showing the impact of different decisions. Additionally, participants will receive the deadlines and forms for filing Social Security in order to optimize benefits.
My Retirement Education Center offers two options for taking this Social Security Optimization class. Choose from attending a small group, in-person class or our online class offerings.